/* Vik Taneja Real Estate — black & gold */
:root{
  --bg:#0b0b0c; --bg2:#121214; --card:#17171a; --line:#2a2a2e;
  --gold:#c9a55c; --gold2:#e3c98f; --gold-dim:#8f7442;
  --ink:#f3efe7; --ink2:#bdb6a8; --ink3:#8a8478;
  --ok:#7fb48a; --warn:#d9a45b; --bad:#d27a6b;
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Montserrat',system-ui,-apple-system,Segoe UI,sans-serif;
  --r:14px; --max:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;font-weight:400;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--gold2);text-decoration:none}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;line-height:1.12;letter-spacing:.2px}
h1{font-size:clamp(2.4rem,5.4vw,4.4rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:clamp(1.3rem,2.2vw,1.65rem)}
em,.it{font-style:italic;color:var(--gold2)}
p{color:var(--ink2)}
strong{color:var(--ink);font-weight:600}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.narrow{max-width:820px}
.eyebrow{font-size:.72rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);font-weight:600;display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:28px;height:1px;background:var(--gold)}
.lead{font-size:1.12rem;color:var(--ink2);max-width:640px}
section{padding:86px 0}
.sec-alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.mt1{margin-top:10px}.mt2{margin-top:20px}.mt3{margin-top:32px}.mt4{margin-top:48px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 26px;border-radius:999px;font-weight:600;font-size:.86rem;letter-spacing:.06em;text-transform:uppercase;border:1px solid var(--gold);transition:.2s;cursor:pointer;font-family:var(--sans)}
.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#141006}
.btn-gold:hover{filter:brightness(1.08);color:#141006;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--gold2)}
.btn-ghost:hover{background:rgba(201,165,92,.1)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(11,11,12,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:18px}
.brand{display:flex;flex-direction:column;line-height:1.1;color:var(--ink)}
.brand b{font-family:var(--serif);font-size:1.45rem;font-weight:600;letter-spacing:.04em}
.brand small{font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold)}
.nav{display:flex;align-items:center;gap:4px}
.nav>a,.nav .dd>button{color:var(--ink);font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;font-weight:500;padding:10px 13px;border-radius:8px;background:none;border:0;cursor:pointer;font-family:var(--sans)}
.nav>a:hover,.nav .dd>button:hover,.nav a.on{color:var(--gold2)}
.dd{position:relative}
.dd-menu{position:absolute;top:100%;left:0;min-width:250px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s;box-shadow:0 20px 50px rgba(0,0,0,.5)}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:none}
.dd-menu a{display:block;padding:10px 12px;border-radius:8px;color:var(--ink2);font-size:.9rem}
.dd-menu a:hover{background:rgba(201,165,92,.08);color:var(--gold2)}
.hdr-cta{padding:11px 18px;font-size:.74rem}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;cursor:pointer;color:var(--ink)}
.burger span{display:block;width:18px;height:1.5px;background:currentColor;margin:4px auto}
.mnav{display:none}
@media(max-width:980px){
  .nav,.hdr-cta{display:none}
  .burger{display:block}
  .mnav{position:fixed;inset:72px 0 0 0;background:var(--bg);z-index:49;overflow-y:auto;padding:16px 22px 120px;display:none}
  .mnav.open{display:block}
  .mnav h4{font-family:var(--sans);font-size:.7rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);margin:22px 0 6px}
  .mnav a{display:block;padding:13px 0;border-bottom:1px solid var(--line);color:var(--ink);font-size:1.02rem}
}

/* hero */
.hero{padding:56px 0 70px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 500px at 85% 20%,rgba(201,165,92,.13),transparent 60%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;position:relative}
.hero h1{margin:18px 0 20px}
.hero-photo{position:relative;border-radius:22px;overflow:hidden;border:1px solid var(--line);aspect-ratio:4/5;box-shadow:0 40px 90px rgba(0,0,0,.55)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.hero-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 60%,rgba(11,11,12,.75))}
.hero-tag{position:absolute;left:18px;right:18px;bottom:18px;z-index:2;display:flex;justify-content:space-between;align-items:flex-end;gap:10px}
.hero-tag b{font-family:var(--serif);font-size:1.5rem;font-weight:600;display:block}
.hero-tag span{font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold2)}
.trust{display:flex;flex-wrap:wrap;gap:26px;margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}
.trust div b{display:block;font-family:var(--serif);font-size:1.9rem;color:var(--gold2);font-weight:600;line-height:1}
.trust div span{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink3)}
@media(max-width:880px){.hero-grid{grid-template-columns:1fr;gap:34px}.hero-photo{max-width:420px;width:100%;margin:0 auto;order:-1;aspect-ratio:1/1}.hero{padding-top:28px}}

/* cards / grids */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:900px){.grid3,.grid4{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid3,.grid2,.grid4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:28px;position:relative;transition:.2s}
.card h3{margin-bottom:10px}
a.card{color:inherit;display:block}
a.card:hover{border-color:var(--gold-dim);transform:translateY(-3px)}
.card .num{font-family:var(--serif);font-size:2.4rem;color:var(--gold-dim);line-height:1}
.door{padding:34px 30px 30px;display:flex;flex-direction:column;min-height:280px}
.door .go{margin-top:auto;padding-top:22px;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);font-weight:600}
.door .ic{width:46px;height:46px;border-radius:12px;border:1px solid var(--gold-dim);display:grid;place-items:center;color:var(--gold2);margin-bottom:20px}
.pill{display:inline-block;font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;padding:5px 10px;border-radius:999px;border:1px solid var(--gold-dim);color:var(--gold2)}

/* page header */
.phead{padding:62px 0 46px;border-bottom:1px solid var(--line);background:radial-gradient(700px 300px at 80% 0,rgba(201,165,92,.1),transparent 70%)}
.phead h1{font-size:clamp(2.2rem,4.6vw,3.6rem);margin:14px 0 14px}
.crumb{font-size:.78rem;color:var(--ink3);margin-bottom:18px}
.crumb a{color:var(--ink3)}.crumb a:hover{color:var(--gold2)}
.facts{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.facts span{font-size:.8rem;padding:8px 14px;border:1px solid var(--line);border-radius:999px;color:var(--ink2)}

/* prose / guide */
.prose h2{margin:54px 0 16px}
.prose h3{margin:30px 0 10px}
.prose p,.prose li{color:var(--ink2);margin-bottom:12px}
.prose ul,.prose ol{padding-left:22px}
.prose li::marker{color:var(--gold)}
.note{border-left:3px solid var(--gold);background:rgba(201,165,92,.06);padding:18px 22px;border-radius:0 12px 12px 0;margin:22px 0}
.note b{display:block;font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.note p{margin:0}
.note.warn{border-color:var(--warn);background:rgba(217,164,91,.07)}
.updated{font-size:.78rem;color:var(--ink3)}

/* steps (guide) */
.steps-nav{position:sticky;top:72px;z-index:5;background:rgba(11,11,12,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);overflow-x:auto;white-space:nowrap;-webkit-overflow-scrolling:touch}
.steps-nav .wrap{display:flex;gap:6px;padding-top:10px;padding-bottom:10px}
.steps-nav a{font-size:.76rem;padding:8px 13px;border-radius:999px;color:var(--ink2);border:1px solid transparent}
.steps-nav a:hover,.steps-nav a.on{border-color:var(--gold-dim);color:var(--gold2)}
.step{display:grid;grid-template-columns:90px 1fr;gap:26px;padding:46px 0;border-bottom:1px solid var(--line);scroll-margin-top:140px}
.step .sn{font-family:var(--serif);font-size:3.6rem;color:var(--gold-dim);line-height:.9}
.step h2{margin:0 0 12px;font-size:clamp(1.7rem,3vw,2.3rem)}
.pts{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}
.pts div{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px}
.pts h4{font-family:var(--sans);font-size:.92rem;font-weight:600;color:var(--ink);margin-bottom:6px}
.pts p{font-size:.92rem;margin:0}
@media(max-width:700px){.step{grid-template-columns:1fr;gap:6px}.step .sn{font-size:2.4rem}.pts{grid-template-columns:1fr}}

/* tables */
.tbl{width:100%;border-collapse:collapse;margin:18px 0;font-size:.92rem}
.tbl th,.tbl td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.tbl th{font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:600}
.tbl td{color:var(--ink2)}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}

/* tips */
.filters{display:flex;flex-wrap:wrap;gap:8px;margin:26px 0}
.filters button{background:none;border:1px solid var(--line);color:var(--ink2);padding:9px 16px;border-radius:999px;cursor:pointer;font-family:var(--sans);font-size:.8rem}
.filters button.on,.filters button:hover{border-color:var(--gold);color:var(--gold2)}
.tip{margin-bottom:16px}
.tip .pill{margin-bottom:12px}
.tip .vik{margin-top:14px;padding-top:14px;border-top:1px dashed var(--line);font-size:.9rem;font-style:italic;color:var(--ink3)}
.tip .vik::before{content:"Vik's take — ";font-style:normal;color:var(--gold);font-weight:600;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase}

/* checklist */
.prog{position:sticky;top:72px;z-index:5;background:rgba(11,11,12,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);padding:14px 0}
.prog .wrap{display:flex;align-items:center;gap:16px}
.bar{flex:1;height:6px;background:var(--line);border-radius:6px;overflow:hidden}
.bar i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--gold),var(--gold2));transition:.3s}
.prog b{font-size:.85rem;color:var(--gold2);min-width:74px;text-align:right}
.prog button{background:none;border:1px solid var(--line);color:var(--ink3);padding:6px 12px;border-radius:999px;cursor:pointer;font-size:.72rem;font-family:var(--sans)}
.cl-sec{margin-top:44px}
.cl-sec h2{display:flex;justify-content:space-between;align-items:baseline;gap:10px;font-size:1.8rem}
.cl-sec h2 small{font-family:var(--sans);font-size:.75rem;color:var(--ink3);letter-spacing:.06em}
.cl{display:flex;gap:16px;align-items:flex-start;padding:16px 18px;border:1px solid var(--line);border-radius:12px;margin-top:10px;cursor:pointer;background:var(--card);transition:.15s;user-select:none}
.cl:hover{border-color:var(--gold-dim)}
.cl .bx{flex:0 0 24px;height:24px;border:1.5px solid var(--gold-dim);border-radius:7px;display:grid;place-items:center;margin-top:2px;transition:.15s}
.cl .bx svg{opacity:0;width:14px;height:14px}
.cl.done .bx{background:var(--gold);border-color:var(--gold)}
.cl.done .bx svg{opacity:1}
.cl.done h4{color:var(--ink3);text-decoration:line-through}
.cl h4{font-family:var(--sans);font-size:.98rem;font-weight:600;color:var(--ink);margin-bottom:4px}
.cl p{font-size:.9rem;margin:0}
.tag{display:inline-block;font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;padding:3px 8px;border-radius:6px;margin-top:8px;border:1px solid var(--line);color:var(--ink3)}
.tag.critical{border-color:rgba(210,122,107,.5);color:var(--bad)}

/* forms */
.form{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:30px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fgrid .full{grid-column:1/-1}
@media(max-width:620px){.fgrid{grid-template-columns:1fr}}
label.f{display:flex;flex-direction:column;gap:6px;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink3);font-weight:600}
.f input,.f select,.f textarea{background:var(--bg);border:1px solid var(--line);color:var(--ink);border-radius:10px;padding:14px;font-family:var(--sans);font-size:1rem;letter-spacing:0;text-transform:none;font-weight:400;width:100%}
.f textarea{min-height:110px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--gold)}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.82rem;color:var(--ink3);line-height:1.5}
.consent input{margin-top:3px;width:18px;height:18px;accent-color:var(--gold);flex:0 0 18px}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.fsmall{font-size:.78rem;color:var(--ink3)}

/* calculator */
.calc{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;align-items:start}
@media(max-width:900px){.calc{grid-template-columns:1fr}}
.ctrl{margin-bottom:22px}
.ctrl .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px}
.ctrl .top span{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink3);font-weight:600}
.ctrl .top output{font-family:var(--serif);font-size:1.45rem;color:var(--gold2);font-weight:600}
.ctrl input[type=range]{width:100%;accent-color:var(--gold);height:28px}
.ctrl .num-in{display:flex;align-items:center;gap:6px;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:0 12px;margin-top:6px}
.ctrl .num-in input{background:none;border:0;color:var(--ink);font-size:1rem;padding:11px 0;width:100%;font-family:var(--sans)}
.ctrl .num-in input:focus{outline:none}
.seg{display:flex;flex-wrap:wrap;gap:6px}
.seg button{flex:1;min-width:70px;background:var(--bg);border:1px solid var(--line);color:var(--ink2);padding:10px 8px;border-radius:10px;cursor:pointer;font-size:.8rem;font-family:var(--sans)}
.seg button.on{border-color:var(--gold);color:var(--gold2);background:rgba(201,165,92,.08)}
.seg button:disabled{opacity:.35;cursor:not-allowed}
.chk{display:flex;gap:10px;align-items:center;font-size:.88rem;color:var(--ink2);cursor:pointer}
.chk input{width:18px;height:18px;accent-color:var(--gold)}
.result{background:linear-gradient(160deg,#1c1913,#141416);border:1px solid var(--gold-dim);border-radius:18px;padding:30px;position:sticky;top:96px}
.result .big{font-family:var(--serif);font-size:3.4rem;color:var(--gold2);line-height:1;font-weight:600}
.result .lbl{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink3)}
.rows div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:.93rem;color:var(--ink2)}
.rows div b{color:var(--ink);font-weight:600}
.rows div.tot b{color:var(--gold2)}
.alert{font-size:.85rem;border-radius:10px;padding:12px 14px;margin-top:14px;border:1px solid rgba(217,164,91,.45);background:rgba(217,164,91,.08);color:var(--warn)}
.alert.ok{border-color:rgba(127,180,138,.45);background:rgba(127,180,138,.07);color:var(--ok)}
.tabs{display:flex;gap:6px;border-bottom:1px solid var(--line);margin-bottom:30px;overflow-x:auto}
.tabs button{background:none;border:0;border-bottom:2px solid transparent;color:var(--ink3);padding:14px 16px;font-family:var(--sans);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;cursor:pointer;font-weight:600;white-space:nowrap}
.tabs button.on{color:var(--gold2);border-color:var(--gold)}
.tabpane{display:none}.tabpane.on{display:block}
details.amort{margin-top:26px}
details.amort summary{cursor:pointer;color:var(--gold2);font-weight:600;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase}

/* testimonials */
.quote{font-family:var(--serif);font-size:1.3rem;line-height:1.5;color:var(--ink);font-style:italic}
.stars{color:var(--gold);letter-spacing:3px;margin-bottom:12px}
.who{margin-top:16px;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold2)}

/* about */
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.about-grid img{border-radius:20px;border:1px solid var(--line);aspect-ratio:1/1;object-fit:cover}
@media(max-width:860px){.about-grid{grid-template-columns:1fr;gap:28px}.about-grid img{max-width:360px}}
.ticks{list-style:none;margin-top:20px}
.ticks li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--line);color:var(--ink2)}
.ticks li::before{content:"";position:absolute;left:4px;top:18px;width:10px;height:10px;border:1.5px solid var(--gold);transform:rotate(45deg)}

/* cta band */
.band{border:1px solid var(--gold-dim);border-radius:22px;padding:48px;background:radial-gradient(600px 260px at 90% 0,rgba(201,165,92,.16),transparent 70%),var(--card);display:grid;grid-template-columns:1.3fr auto;gap:30px;align-items:center}
@media(max-width:760px){.band{grid-template-columns:1fr;padding:32px 24px}}

/* areas */
.areas{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:24px}
.areas span{padding:9px 16px;border:1px solid var(--line);border-radius:999px;font-size:.85rem;color:var(--ink2)}
.areas span.main{border-color:var(--gold-dim);color:var(--gold2)}

/* footer */
.ftr{border-top:1px solid var(--line);padding:60px 0 120px;background:#08080a;font-size:.88rem}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
@media(max-width:860px){.ftr-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.ftr-grid{grid-template-columns:1fr}}
.ftr h5{font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-family:var(--sans)}
.ftr a{display:block;color:var(--ink2);padding:4px 0}
.ftr a:hover{color:var(--gold2)}
.legal{margin-top:40px;padding-top:24px;border-top:1px solid var(--line);font-size:.76rem;color:var(--ink3);line-height:1.6}
.legal p{color:var(--ink3);margin-bottom:6px}

/* mobile action bar */
.mbar{display:none}
@media(max-width:760px){
  .mbar{display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(11,11,12,.95);backdrop-filter:blur(12px);border-top:1px solid var(--line)}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:6px;padding:12px 6px;border-radius:12px;border:1px solid var(--line);color:var(--ink);font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
  .mbar a.g{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#141006;border:0}
}

/* reveal */
.rv{opacity:0;transform:translateY(16px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media print{.hdr,.mbar,.ftr,.steps-nav,.prog button,.btn{display:none!important}body{background:#fff;color:#000}p,li{color:#222!important}}

/* refinements */
.sn,.num,.trust b,.big,.ctrl output,.result .big,.prog b,h1,h2,h3{font-variant-numeric:lining-nums}
.trust{display:grid;grid-template-columns:repeat(4,auto);justify-content:start;gap:30px}
h1{font-size:clamp(2.3rem,4.6vw,3.9rem)}
@media(max-width:620px){
  .trust{grid-template-columns:1fr 1fr;gap:20px}
  .eyebrow{letter-spacing:.2em;font-size:.66rem}
  .lead{font-size:1.02rem}
  .phead{padding:34px 0 30px}
  section{padding:60px 0}
  .hero-photo{max-width:340px}
  .hero-tag span{font-size:.6rem;letter-spacing:.12em}
  .hero-tag b{font-size:1.25rem}
  .card{padding:22px}
  .form{padding:22px}
  .result{padding:24px}.result .big{font-size:2.8rem}
}
.ftr a.brand{display:flex;padding:0}